This is the blog of Ronald Bartels that wanders on and off the subject of problem management (that is how it started), but it is best described by Ray who says this is Daddy's thoughts! Like the best music is from the Eighties and a wee dram helps in solving most inconveniences.
Using and securing financial apps: where is the smart?
Financial apps do really yet use Smartphones smartly. The above
mechanisms have focussed on a limited set of functions. One of my pet
hates is RICA and FICA. The information is constantly supplied multiple times to multiple institutions with no centralized validation.